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What Does the Puerto Rico Law State Regarding Bad Faith Insurance?

Each U.S. insurance company is under the legal obligation to act in good faith when it comes to assisting people with covering damages and insurers in Puerto Rico are no exception.

answered by Gregory A. Cade

According to Puerto Rico law, bad faith on the part of insurance companies is different from mere negligence

When it comes to insurance companies, Puerto Rico law clearly makes the distinction between negligence and bad faith. Accordingly, acting in bad faith is perceived as considerably more reprehensible than simple carelessness, as it entails malicious intent, and thereby brings about more serious legal consequences. Unlike negligence, which often takes place due to insurers’ failure to attend to crucial aspects of the contractual agreement, bad faith implies a straightforward intention to take advantage of people in distress by resorting to various tactics.

Unethical insurance companies are particularly eager to act in bad faith when natural disasters such as the recent Hurricane Maria strike. Puerto Rico residents whose insurer has not complied with the terms of the contract within the 90-day period from the submission of the claim have the right to hold the company accountable for their harmful actions. Victims of bad faith are also eligible for recovering the damages originating from the bad faith practices of their insurance company, such as consequential damages and compensation for emotional distress.

Are you a Puerto Rican whose property was affected by Hurricane Maria and suspects their insurer is acting in bad faith? If so, we strongly advise you to seek legal assistance as soon as possible. A lawyer specialized in bad faith claims will promptly assess your case and gather the necessary evidence to recover the maximum compensation you deserve from the wrongdoer. The attorneys and legal experts at Environmental Litigation Group, P.C. have been pursuing financial compensation for victims of natural disasters for the past three decades and will gladly help you, too. For more information concerning the legal process, please contact us at 888.373.8301 and we will patiently answer all your questions.

*The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

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