Filing for asbestos-related compensation on behalf of a family member

By Michael Bartlett

Posted on September 12th, 2017

Family members who lost a loved one due to an asbestos-related disease may have the right to file a wrongful death claim on behalf of the estate. If an asbestos claim was filed while you're still alive, compensation through the asbestos trust fund will automatically go to your immediate family after you pass away.

Despite having a clear knowledge of the health hazard, companies did not cease asbestos use and even went as far as manipulating study results to downplay the dangers of exposure before their employees, who were becoming increasingly sick. By 1978, when asbestos consumption began declining substantially courtesy of EPA's awareness-raising and OSHA's stricter workplace regulations, over 11 million U.S. workers would have been exposed to this carcinogenic mineral on the job.

Nowadays, very few companies use asbestos and exposure is no longer a cause for concern. However, the unprecedented exploitation of asbestos, which went on for nearly 100 years, continues to result in dire repercussions, as over 12,000 new cases of asbestosis, lung cancer, and mesothelioma are diagnosed annually throughout the U.S. The Environmental Working Group estimates that 1 in 125 American men who die after the age of 50 lost his life to a disease caused by asbestos exposure. Since these illnesses are latent for 10 to 50 years, the number of asbestos victims is expected to remain steady until well into the next decade.

A mesothelioma or lung cancer diagnosis takes a heavy toll on both the sufferer and their family, as diseases arising from asbestos exposure tend to be very aggressive, progressing at a fast pace, as well as very debilitating, affecting day-to-day life tremendously. Understandably, family members will go to great lengths to make sure they receive quality medical care and effective treatment, often pushing aside financial matters. Nevertheless, although the health of your loved one will naturally come as a top-priority after diagnosis, seeking legal help is also important and can even benefit their wellbeing.

As cancer treatment is quite expensive and their insurance plan may not cover everything, caring for a victim of asbestos exposure is bound to impact your budget sooner or later. The compensation you can easily recover from asbestos trust funds on behalf of your family member will be an invaluable resource in this regard. Not only will it entirely cover their medical expenses, but it may also help them afford experimental treatments available only in a clinical trial, which often leads to incredible prognosis improvement.

Since many of us also have a loved one whose life was dramatically hindered by occupational asbestos exposure, we are well-aware that struggling with diseases such as mesothelioma can be very exhausting physically, as well as emotionally. Unfortunately, the majority of asbestos victims are unable to pursue financial compensation themselves due to their poor health. For this reason, if you have a family member who developed a disease as a consequence of workplace asbestos exposure, we wholeheartedly encourage you to contact Environmental Litigation Group, P.C. and initiate the legal process for their benefit.

In 1987, the infamous asbestos manufacturer Johns Manville set up the first asbestos trust fund so that the company could be granted bankruptcy protection, as it could no longer compensate for the increasing number of former employees injured by asbestos exposure. Shortly after, more and more liable companies followed Johns Manville's example, having to establish their own asbestos trust funds as a requirement for entering Chapter 11 bankruptcy protection. Over recent decades, asbestos trust funds have become the primary source of financial compensation for people harmed by occupational asbestos exposure and at the moment, there are 60 asbestos trust funds operating in the U.S. with approximately $30 billion available.

Filing a claim with asbestos trust funds is without a doubt the most convenient way of recovering compensation for injuries related to occupational asbestos exposure. Unlike a lawsuit, the process requires no litigation and is significantly faster - most people receive compensation within one month to one year from the moment their asbestos claim is submitted. Moreover, if multiple asbestos companies are at fault for a person's injury, they can file a claim with each one's asbestos trust fund, regardless of the number. A percentage of the entire sum of money a claimant is eligible for will be paid out by every asbestos trust fund, depending on the financial resources it has.

While the process of seeking compensation from asbestos trust funds is considerably easier to navigate than a lawsuit, gathering sufficient evidence to support the asbestos claim, preparing the necessary documents which must accompany it, as well as for deciding on the most advantageous claim review, are very complex aspects only a legal professional can properly handle. A lawyer specialized in asbestos cases and their legal team will efficiently take care of everything, from collecting additional proof to support the claim to making sure the asbestos victim will recover the maximum amount of compensation possible.

If you have a family member who held down a high-risk job involving asbestos exposure with one of the following diagnoses, we strongly encourage you to contact our attorneys, who will gladly assist you with filing a claim on their behalf:

Before starting to prepare your family member's asbestos claim for submission, we will ask you to provide our lawyers with the following:

  • employment records, as evidence of having worked for one or multiple asbestos companies
  • medical documents to support their asbestos-related diagnosis, such as X-rays or pathology reports
  • social security records from the Supplemental Security Income (SSI)
  • military records, if applicable

Our legal experts will subsequently begin conducting extensive research to discover additional information with respect to their work history, whose inclusion in the asbestos claim might result in substantially more compensation. Since we will take care of the most challenging and time-consuming aspects of the process, you can rest assured that your loved one will be able to continue focusing on their health in the meantime. Having personally witnessed family members struggling with the terrible aftermath of asbestos exposure, we genuinely understand what you are going through. We will not shy away from going to great lengths to achieve the most favorable outcome for you and hold the wrongdoers accountable for their neglectful actions.

In the regrettable event that your loved one passes away before their asbestos claim results in financial compensation, you or another family member can step in so that the legal process can go on. Eventually, your family will receive money from the asbestos trust funds the claim was filed with, in monthly installments. A lawyer whose expertise focuses primarily on asbestos exposure cases is once again invaluable, as they will promptly take care of the technicalities to make sure compensation will be paid out to the claimant's survivors instead.

The family member who can benefit from the financial compensation the original claimant was eligible for depends on the legislation of each state. In general, the following relatives have the legal right to collect compensation following the claimant's death:

  • children (biological, adopted, as well as stepchildren)
  • spouse or life partner
  • parents and grandparents
  • other individuals who were financially dependent on the claimant

It is not uncommon for people who suffer from asbestos-related diseases to avoid seeking financial compensation during their lifetime, either out of fear of a never-ending, exhausting legal process or due to poor health. Thus, many asbestos victims pass away without benefiting from the money they deserve, while the companies responsible for their distress are never held liable. However, their survivors can recover some of the compensation they would have been eligible for by filing a wrongful death claim. The reason why a wrongful death claim will result in a lower sum of money pertains to the number of damages it is meant to cover.

Unlike asbestos claims, which provide victims of exposure with compensation for lost wages, physical suffering, and emotional distress, the aim of wrongful death claims is to help family members with the following:

  • Economic loss. Since the asbestos victim is no longer alive, their financial contribution to the family will cease. This aspect also includes the cost of the medical treatment they had been receiving during their lifetime, as well as funeral expenses.
  • Non-economic loss. Although money can never replace the presence of a loved one, the compensation family members receive from a wrongful death claim is also meant to offer a little solace for the loss of consortium or companionship.

Because treatment and medical expenses are now excluded from the aspects financial compensation is meant to cover, they will accordingly be deducted from the sum of money which results from a wrongful death claim. Consequently, the amount of compensation will be smaller than what the victim would have received had they filed a claim themselves.

We can help you obtain the rightful compensation your loved one would have deserved

Without proper legal help, the process of filing a claim can be full of confusion and riddled with lengthy delays. Our experienced asbestos and environmental attorneys can help you properly fill out the necessary forms and compile the required documentation to prove your asbestos claim.

This documentation must include statements and/or medical records indicating when, where, and how the asbestos exposure occurred. We have the resources and knowledge needed to properly advise you and the experience needed to successfully prepare and pursue asbestos claims. With a dedicated team of lawyers, paralegals, and support professionals, we are ready to:

  • Explore your legal options
  • Assess the advantages and disadvantages of each option
  • File an asbestos claim on your behalf